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05, with a total payback amount of $one,800.93 which such as the 3% rate compensated in the loan sum, would have a total expense of $255.93. Agent 19.ninety nine% APR. Should you borrowed $5,000 above a 38 thirty day period period of time and also the loan experienced an six% origination charge ($300), your month-to-month repayments will be $182.74